.calc-page{--calc-ink:#12223f;--calc-muted:#53647d;--calc-line:#d9e2ef;--calc-blue:#0a45d2;--calc-pale:#eef4ff;background:#f7f9fc;color:var(--calc-ink);padding:28px 0 88px}.calc-wrap{width:min(1120px,calc(100% - 40px));margin:0 auto}.calc-crumbs{display:flex;flex-wrap:wrap;gap:10px;align-items:center;color:var(--calc-muted);font-size:13px;margin:0 0 28px}.calc-crumbs a{color:inherit;text-decoration:underline;text-underline-offset:3px}.calc-crumbs>*+*::before{content:"/";margin-right:10px;color:#96a4b8}.calc-hero,.calc-detail-hero{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:48px;align-items:start}.calc-kicker{margin:0 0 14px;color:var(--calc-blue);font-size:12px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.calc-page h1{max-width:780px;margin:0;font-size:clamp(32px,5vw,56px);line-height:1.12;letter-spacing:-.045em}.calc-lead{max-width:62ch;margin:20px 0 0;color:var(--calc-muted);font-size:18px;line-height:1.75}.calc-hero-note,.calc-tool{border:1px solid var(--calc-line);border-radius:14px;background:#fff;padding:24px}.calc-hero-note{border-top:4px solid var(--calc-blue)}.calc-hero-note strong{font-size:16px}.calc-hero-note p{margin:10px 0 0;color:var(--calc-muted);line-height:1.7}.calc-directory{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;margin:48px 0;border-top:1px solid var(--calc-line)}.calc-directory-item{display:block;padding:25px 4px 28px;border-bottom:1px solid var(--calc-line);color:inherit;text-decoration:none}.calc-directory-item:hover h2,.calc-directory-item:focus-visible h2{color:var(--calc-blue)}.calc-directory-meta{font-size:12px;color:var(--calc-muted)}.calc-directory-item h2{font-size:23px;letter-spacing:-.03em;margin:9px 0}.calc-directory-item p{margin:0;color:var(--calc-muted);line-height:1.7}.calc-directory-link{display:inline-block;margin-top:14px;color:var(--calc-blue);font-weight:700}.calc-hub-guide{max-width:780px;padding:25px 0;border-top:1px solid var(--calc-line)}.calc-hub-guide h2,.calc-explainer h2,.calc-faq h2,.calc-sources h2{font-size:23px;letter-spacing:-.025em;margin:0 0 14px}.calc-hub-guide p,.calc-explainer p,.calc-sources p{color:var(--calc-muted);line-height:1.8}.calc-hub-guide a{color:var(--calc-blue);font-weight:700}.calc-detail-hero{grid-template-columns:minmax(0,.95fr) minmax(370px,1.05fr);align-items:start}.calc-copy{padding:18px 0}.calc-formula{display:grid;gap:8px;margin:28px 0 0;padding:18px 0;border-top:1px solid var(--calc-line);border-bottom:1px solid var(--calc-line);line-height:1.7}.calc-formula strong{font-size:13px;color:var(--calc-blue)}.calc-formula span{color:var(--calc-muted)}.calc-tool{box-shadow:0 14px 32px rgba(26,55,105,.06)}.calc-tool h2{margin:0 0 20px;font-size:21px}.calc-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 14px}.calc-field{min-width:0}.calc-field label{display:block;margin-bottom:7px;font-size:13px;font-weight:700}.calc-input-wrap{display:flex;align-items:center;border:1px solid #b9c7db;border-radius:8px;background:#fff}.calc-input-wrap:focus-within{outline:3px solid rgba(10,69,210,.18);border-color:var(--calc-blue)}.calc-input-wrap input{width:100%;min-width:0;border:0;outline:0;background:transparent;padding:11px 10px;font-size:15px;color:var(--calc-ink)}.calc-input-wrap span{padding:0 11px;color:var(--calc-muted);font-size:13px}.calc-field small{display:block;margin-top:6px;color:#52627a;font-size:12px;line-height:1.55}.calc-form-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.calc-submit,.calc-reset,.calc-add,.calc-remove{min-height:44px;border:1px solid var(--calc-blue);border-radius:8px;padding:0 15px;font:inherit;font-weight:700;cursor:pointer}.calc-submit{background:var(--calc-blue);color:#fff}.calc-reset,.calc-add{background:#fff;color:var(--calc-blue)}.calc-submit:hover,.calc-add:hover,.calc-reset:hover{filter:brightness(.96)}.calc-submit:active,.calc-add:active,.calc-reset:active,.calc-remove:active{transform:translateY(1px)}.calc-privacy{margin:14px 0 0;color:var(--calc-muted);font-size:12px;line-height:1.6}.calc-error{margin:14px 0 0;padding:10px 12px;border-left:3px solid #b42318;background:#fff1f0;color:#8f1b14;line-height:1.6}.calc-result{margin-top:18px;padding:18px;border-radius:10px;background:var(--calc-pale);border:1px solid #cad9f6}.calc-result h3{margin:0 0 8px;font-size:14px}.calc-total{margin:0;color:#073eb9;font-size:28px;font-weight:800;letter-spacing:-.04em}.calc-result ul{margin:12px 0 0;padding-left:20px;color:var(--calc-muted);line-height:1.7}.calc-result-note{margin:12px 0 0;color:var(--calc-muted);font-size:12px;line-height:1.6}.calc-explainer,.calc-faq,.calc-sources{max-width:820px;margin:64px 0 0;padding-top:26px;border-top:1px solid var(--calc-line)}.calc-explainer ol{padding-left:22px;line-height:1.9}.calc-explainer li{padding:3px 0}.calc-faq details{border-bottom:1px solid var(--calc-line);padding:16px 0}.calc-faq summary{cursor:pointer;font-weight:700;line-height:1.6}.calc-faq details p{margin:10px 0 0;color:var(--calc-muted);line-height:1.8}.calc-sources ul{padding-left:20px;line-height:1.9}.calc-sources a{color:#063fbf;text-underline-offset:3px}.calc-cta{display:flex;justify-content:space-between;align-items:center;gap:24px;margin-top:56px;padding:24px;border-radius:12px;background:#e8effb}.calc-cta h2{margin:0 0 6px;font-size:19px}.calc-cta p{margin:0;color:var(--calc-muted);line-height:1.6}.calc-cta>a{flex:none;display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 16px;border-radius:8px;background:var(--calc-blue);color:#fff;text-decoration:none;font-weight:700}.calc-table-wrap{overflow:auto;border:1px solid var(--calc-line);border-radius:8px}.calc-lines{width:100%;min-width:720px;border-collapse:collapse;background:#fff}.calc-lines caption{padding:10px;text-align:left;color:var(--calc-muted);font-size:12px}.calc-lines th,.calc-lines td{padding:8px;border-top:1px solid var(--calc-line);text-align:left;font-size:12px}.calc-lines th{background:#f4f7fb}.calc-lines input{width:100%;min-width:70px;padding:8px;border:1px solid #b9c7db;border-radius:6px;font:inherit}.calc-remove{min-height:34px;padding:0 8px;background:#fff;color:#33435d;border-color:#9eacc0;font-size:12px}.calc-remove:disabled{opacity:.5;cursor:not-allowed}.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:820px){.calc-hero,.calc-detail-hero{grid-template-columns:1fr;gap:25px}.calc-detail-hero{display:flex;flex-direction:column}.calc-copy{padding:0}.calc-tool{width:100%;box-sizing:border-box}.calc-directory{gap:0 18px}.calc-cta{align-items:flex-start;flex-direction:column}}
@media(max-width:560px){.calc-page{padding-top:20px}.calc-wrap{width:min(calc(100% - 28px),1120px)}.calc-page h1{font-size:34px}.calc-lead{font-size:16px}.calc-directory{grid-template-columns:1fr;margin:34px 0}.calc-directory-item h2{font-size:20px}.calc-tool{padding:18px}.calc-fields{grid-template-columns:1fr;gap:15px}.calc-form-actions>*{flex:1}.calc-total{font-size:25px}}
.calc-detail-hero-directory{grid-template-columns:1fr;gap:24px}.calc-detail-hero-directory .calc-copy{max-width:850px}.calc-detail-hero-directory .calc-tool{width:100%;box-sizing:border-box}